Price based on selection above:

All benefits are per person per year, except new child benefit
Level  1
£11.50
Level  2
£17.20
Level  3
£22.95
Level  4
£34.50
Dental 
100% cash back up to your chosen annual limit
What's covered
Cover includes dental check-ups and treatment, including fillings, crowns and bridges plus hygienist fees.
£95
£120
£145
£195
Optical 
100% cash back up to your chosen annual limit.
What's covered
Cover includes sight test fees, fitting fees, prescribed glasses and contact lenses, spectacle frames, repairs, prescription sunglasses and swimming goggles
£90
£115
£140
£190
Physiotherapy, Osteopathy, Chiropractic, Acupuncture & Homeopathy 
75% cash back up to your chosen limit
What's covered
Cover includes treatment provided by practitioners in these fields
£50
£100
£150
£200
Chiropody/Podiatry 
75% cash back up to your chosen annual limit
What's covered
Cover includes treatment supplied by a Chiropodist or Podiatrist
Not available for Level 1
£50
£100
£150
New Child Benefit 
12 month qualifying period
What's covered
Cover is a single payment paid at the birth/adoption of each child.
Not available for Level 1
£100 per child
£200 per child
£300 per child
Diagnostic Consultation Cover 
75% cash back up to your chosen annual limit.
What's covered
Cover is for diagnostic consultations with a medical professional who is a consultant in an NHS hospital or the Armed Services, including allergy testing and blood tests
£150
£200
£300
£400
Hospital Benefit 
Maximum 20 days / nights per claiming year.
Pre-existing conditions are not included.
What's covered
Covers hospital in-patient, day case and parental stay. Maximum 20 days/nights per claiming year. 12 month qualifying period on pre-existing conditions
Not available at Level 1
£10 per day/night
£15 per day/ night
£20 per day/night
myWellbeing 
What's covered
Speak to a GP; telephone counselling services; health evaluation tools; useful health information and more. These services can be accessed via your Online Self Service
Included
Included
Included
Included
European Cover 
What's covered
Covers any trip with a duration of up to and including 28 days within the EEA and Switzerland
Up to and inc 28 days
Up to and inc 28 days
Up to and inc 28 days
Up to and inc 28 days

.

Your Offer

£35 M&S gift card when you join online today

Offer terms and conditions

Gift cards will be supplied within 28 days of your first payment

Need help?

0300 100 1045 

Mon to Fri: 8am to 8pm
Sat: 9am to 5pm

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89% of our customers would recommend us

4 and a half stars
(based on 1,256 customers surveyed in January 2015) 

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