Get a £35 love2shop extra giftcard when you buy a Simply Cash Plan today

Simply Cash Plan

The Simply Cash Plan is a health cash plan that helps you budget for the cost of visiting the dentist, optician, physiotherapist and a number of other healthcare professionals. Whether it's a check-up, treatment or an emergency, we'll give you cash back, up to annual limits. The Simply Cash Plan is for UK residents aged 18 to 79.

PLUS get a £35 Love2shop Extra gift card when you join our Simply Cash Plan before 31 October 2016. Offer terms and conditions apply.

We can help you prepare for a Season of Change with the Simply Cash plan.

  • Looking to change your running style? You can claim towards the cost of a gait analysis carried out by a qualified podiatrist to see if you're wearing the right type of footwear.
  • Has your prescription changed? Optical prescriptions expire every two years. If yours has changed you could claim towards some new glasses under the optical benefit.
  • Got lower back pain? Maybe you need to make changes to the way you sit or stand. With a Simply Cash Plan you can claim cash back towards visits to chiropractors and osteopaths who could help with changes to your posture.    

Monthly price per adult

There are 4 levels of cover, so you can choose the right cash plan for you. Cover for up to 4 children under the age of 18 is free.

Level 1

Level 2 

Level 3 

Level 4 





Get a quote  Retrieve quote

How the Simply Cash Plan works

  1. Attend your appointment

  2. Complete your claim online or post it to us along with your receipt

  3. We will process your claim

  4. You will receive money back in your back account usually within a few days


What's covered

Claim money back, up to your chosen annual limit, towards everyday health costs including:

  • Dental costs - dental check-ups, x-rays, hygienist fees, treatments including fillings, crowns and bridges.
  • Optical costs - sight tests, fitting fees, glasses frames and repairs, prescription glasses / contact lenses / sunglasses / swimming goggles
  • Complementary therapy treatments such as Physiotherapy, Osteopathy, Chiropractic, Acupuncture, Homeopathy. With the Simply Cash Plan you don't need a GP referral so you can be seen straight away.
  • Foot treatments supplied by a Chiropodist or Podiatrist. Available on Level 2 and above.
  • New child payment - a single payment paid at the birth / adoption of a child, available on Level 2 and above. A 12 month qualifying period applies.
  • Hospital cover - includes hospital in-patient, day case and parental stay for up to 20 days / nights per claiming year. Pre-existing conditions are excluded for 12 months.
  • Diagnostic consultations with a medical professional who is a consultant in an NHS hospital or the Armed Services, including allergy testing and blood tests.
  • myWellbeing is a convenient way for you to manage your health online. The service gives access to telephone counselling services, health evaluation tools, useful health information and more.
  • Cover for any trip with a duration of up to and including 28 days within the EEA and Switzerland.

For full details of what is and isn't covered, refer to Section 2 of the policy document - part 1.

View full list of benefit details

Simply Cash Plan

View the Simply Cash Plan price options online today

  Get a quote for the Simply Cash Plan

The Unlimited Company Discount

Receive up to 20% off purchases at The Unlimited Company when you buy a Simplyhealth plan.

Terms and conditions

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What our customers say
Customer review

"A Simplyhealth cash plan is a good way to manage your money on everyday health costs. I've been able to get two brand new pairs of glasses that I would have struggled to get otherwise! It's such a great plan and I'd recommend it to anyone."
Debbie, Yorkshire

Join online or call us

Discuss your healthcare options by calling us free on

0800 197 6999

Mon to Fri: 8am to 8pm
Sat: 9am to 5pm

Already a customer?

Call customer services on 

0370 908 3481 

Mon to Fri: 8am to 8pm
Sat: 9am to 5pm

or contact us

Already have cover for your teeth?

If you want the benefits of a cash plan but without cover for your teeth, call us on

0300 100 1182*

Mon to Fri: 8am to 8pm
Sat: 9am to 5pm