Everyday health cover and 24/7 telephone GP access from £12.62 a month.
It gives you cash back towards treatments and services from a wide range of healthcare specialists such as; opticians, dentists, physiotherapists, chiropractors and more.
You and your family can visit a healthcare specialist of your choice, when you need to without worrying about the cost – there’s no need to wait for a GP referral.
You can claim up to £385 per year towards these benefits:
You can claim up to £585 per year towards these benefits:
You can claim up to £835 per year towards these benefits:
You can claim up to £1,135 per year towards these benefits:
Find more details on the plans,
coverage, and pricing
Book your appointment with your chosen healthcare specialist (eg: dentist, physio etc), and pay for the treatment.
Log into your online account and submit your claim with an itemised receipt.
It's that simple!
We'll review your claim and once approved, we'll pay you back - usually within a few days.
Our purpose is to help you and your family get access to the healthcare you deserve by helping spread the costs. We’re here to help you pay for your healthcare costs.
A health cash plan is a form of health cover that lets you claim back the money you spend on your everyday health costs for a small monthly fee.
You can claim straight away for any treatment that you have on, or after, your policy start date.
Once we’ve received your claim, we aim to process it as quickly as possible. Payments will be made straight into your bank. This can take up to 3 to 5 working days to arrive.
No we don’t. Our cash plan covers you straight away. There is an exclusion for pre-existing conditions under the hospital benefit, for your first 12 months. And the new child payment is not payable for the first 12 months of cover. Otherwise, you can claim and don’t have to declare anything.
This service lets you speak to a GP at any time, 24 hours a day, 365 days a year. You can discuss any symptoms you may be feeling, and the GP will help decide the best course of action.
You make one initial phone call, and an advisor will arrange for a GP to call you back at a time which works for you.
You’re welcome to choose your own practitioner. We want your treatment to be beneficial for you, and provided by a recognised professional. We do have qualification requirements for certain practitioners. You can find this in part one of our policy document.
No, our health cash plans aren’t the same as private medical insurance. PMI tends to cover more serious health conditions and expensive healthcare costs. We help towards more everyday costs, like new glasses and a dental check-up. We don’t choose providers for you and ask that you pay for your treatment upfront to then claim reimbursement from us.
Once you’ve had and paid for your treatment, you’ll need a receipt. It’ll need to show info like your name, the date, and cost of treatment, and the provider. Then you log into your online account and submit your claim online.
We pay claims directly into your bank account.
You certainly can, and all of you will have individual entitlements to claim. Your spouse or partner can be added for an additional premium, as long as you both live at the same address. And you can cover up to four children for free until they turn 18.
The plan is in place to cover you for everyday health costs and offer you peace of mind. Similar to car or home insurance. We encourage you to use your plan whenever possible, but we’re unable to refund premiums if you haven’t made a claim.
Discuss your healthcare options by calling us on
Mon to Fri: 9am to 8pm
Sat: 9am to 3pm
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Mon to Fri: 8am to 8pm
Sat: 9am to 3pm
We exist to make it as easy as possible for people to access the healthcare treatments they need. This has been our purpose since 1872, and it still drives us today. We aim to serve as many people as possible in the UK – for the long term. We do this via health insurance services, lobbying, and helping our communities thrive.