Business healthcare for your employees, simplified
Give your team fast access to the care they need – when they need it. Our affordable business health and dental plans are designed to help cut absenteeism, boost productivity and show your people you care.
Looking beyond traditional PMI?
Supporting employee wellbeing doesn't have to mean complex or costly healthcare cover. Simplyhealth offers a practical way to help employees stay healthy and supported.
Trusted by thousands of UK businesses
Thousands of UK businesses choose Simplyhealth for their healthcare needs. Our commitment to affordability, accessibility, and quality care makes us a preferred partner for companies across the UK.
Business health plans that keep your people well and your business thriving
We’re called Simplyhealth for a reason. We help businesses support employee wellbeing through affordable healthcare benefits designed around everyday health needs.
Traditional PMI typically covers acute medical events like surgery in private hospitals but excludes routine care and pre-existing conditions*. Simplyhealth takes a different approach.
Our plans are built around the everyday health issues that most commonly lead to short-term absence, helping your people access the right support sooner.
Preventative care that keeps teams well
Fast access to support with no long waits or hurdles
Affordable, scalable plans designed to fit any workforce
*Specific coverage varies depending on the provider and plan.
Choose the right business health insurance plan for your team
Simply Health Plan
Our comprehensive health plan includes claimable benefit pots (up to annual limits) towards everyday healthcare.
Money back towards everyday health expenses, including dental, optical, physiotherapy, scans and more
Access to 24/7 online GP and nurse appointments
Access to 24/7 mental health support services
Simply Dental
Our digital-first dental insurance plan is designed to keep your workforce smiling and productive.
Money back towards dental check-ups, hygienist appointments, X-rays, complex treatments and more
Worldwide emergency cover with a 24-hour helpline for peace of mind.
Mouth cancer cover
Terms and conditions apply to all plans
What businesses say about feeling supported by Simplyhealth
We chose Simplyhealth to enhance our benefits portfolio as PMI wasn’t an option for our whole workforce.
I’d recommend Simplyhealth for their good customer service, functional and well-designed app and portals, and a product I’ve personally used to claim back money on everyday healthcare.
AFC Bournemouth,
November 2025
Our experience with Simplyhealth has been outstanding.
They’ve been more than just a provider; they’re a true partner in supporting our people. The platform is intuitive, the customer service is excellent, and the impact on our staff has been clear.
Battersea Dogs and Cats Home,
October 2025
Invest in healthcare employees actually use
When care is easy to access and relevant to everyday health needs, employees are more likely to engage with it - helping you get greater value from your benefits investment.
Reduce employee absence
Faster access to healthcare means employees return to work sooner.1
Increase productivity
Healthier teams perform better, helping you improve output and business efficiency.2
Boost wellbeing & retention
A meaningful benefit employees actually use.3
The proven value of investing in employee wellbeing
Improved workplace wellbeing
98% of organisations measuring the impact of wellbeing support say it has a positive effect on their business overall.4
Fewer sick days
1 in 3 employees say if they had seen a GP sooner, they would have taken fewer sick days.5
Return on investment
For every £1 invested in employee mental health and wellbeing, businesses see a return of £4.70.6
Supporting a healthier workforce starts here
Explore practical guidance on building a healthcare and wellbeing strategy that works for today's workforce.
PMI vs health cash plans: What’s the difference?
How to reduce employee sick days in SMEs (UK)
How the different Simplyhealth business plans work
CIPD Health and wellbeing at work report 2025
Ready to give your team faster, easier access to everyday care?
With over 150 years of experience in simple, accessible healthcare, we’re here to help you create a healthier, happier workplace.
Some of these services are provided by third party providers.
Frequently asked questions
What's the difference between the Simply Health Plan and private medical insurance (PMI)?
Traditional PMI typically covers acute medical events like surgery in private hospitals but excludes routine care and pre-existing conditions*. The Simply Health Plan focuses on everyday healthcare needs, including 24/7online GP access, mental health support, and money-back towards dental, optical, and physiotherapy - helping to address some of the health issues most commonly linked to sick days.
*Specific coverage will vary depending on the provider and plan.
Why would a business choose a health cash plan instead of PMI?
Health cash plans help employees with the cost of everyday healthcare, such as dental, optical and physiotherapy treatments. Unlike PMI, which is often focused on more acute or complex medical treatments, health cash plans are designed around routine healthcare needs and can provide an affordable employee health benefit for a wider workforce.
The type of cover available will vary depending on the provider and plan selected.
Can employees join if they have pre-existing conditions?
Yes. Unlike some private medical insurance, Simplyhealth offers business health benefits that cover pre-existing conditions*, focus on prevention and early treatment, whilst offering a cost-effective way to keep your workforce healthy and productive.
Please note: The Simply Dental Plan does not cover:
· Treatment for dental accidents occurring before the policy start date
· Mouth cancer already diagnosed or for which the individual is undergoing tests, either before or during the qualifying period, even if diagnosed after
Full terms and conditions can be read here.
The New Child Payment benefit under the Simply Health Plan has a 6‑month qualifying period before claims can be made.
Are there any excess fees or hidden costs?
No - there are no excess fees or hidden costs with our business health plans. Your monthly payment covers all services included in your chosen plan, so employees won’t face unexpected charges. Employees pay for eligible treatment upfront, get a receipt, submit a claim online, and receive money back without deductions (up to their annual limits). Everything is designed to be transparent and predictable, so employees can use their benefits confidently.
Can employees add family members to their coverage?
Yes. Employees can add their partner and/or children to their cover, where this has been agreed with the employer. Family coverage may help reduce absences caused by employees caring for family members who may be waiting for NHS appointments.
Partners and children must be on the same level of cover as the policyholder. Children must be under 24 years. Additional costs may apply.
How easy is onboarding and ongoing administration?
Simplyhealth plans are built for simplicity. Setup is fast, ongoing admin is minimal, and employees can manage their own access. As your business grows or changes, updating your plan is easy, with support available whenever you need it.
How do employees make claims for the Simply Health Plan and Simply Dental Plan?
The process is quick and straightforward:
Attend the appointment, pay, and keep the itemised receipt
Submit their claim in minutes by uploading a photo of the itemised receipt, including all required details, via the Simplyhealth app or online account.
Most claims processed in around 1.2 days, and once approved, payments reaching employees’ bank accounts within 3 working days.
What happens if an employee leaves the company?
Coverage typically ends with their employment. If an employee leaves the company, their cover usually stops at the same time. However, employees often have the option to continue their plan independently by taking out a personal policy direct with Simplyhealth at individual rates.
Do we get reports on how the plan is being used?
Yes, you'll have access to aggregated reporting that shows usage statistics and insights. Individual employee health information remains confidential in line with data protection requirements.
Can we switch between plans or change coverage later?
Yes, you can adjust coverage annually upon renewal. This flexibility works well for growing businesses or when workforce needs change.
References
Simplyhealth via Opinium surveys of 500 hr decision makers in the UK, and 2000 employees (21st May – June 2024)
Simplyhealth via Opinium surveys of 500 hr decision makers in the UK, and 2000 employees (21st May – June 2024)