The 1-2-3 Health Plan

A rewarding way to stay healthy. From only £20 a month.

  • Claim money back for dental treatment, glasses, physio and more
  • Access digital services like muscle and joint pain assessments and mental health support, 24/7*
  • Enjoy amazing rewards to stay healthy

How it works

Our 1-2-3 Health Plan makes it easy for you and your family to get the healthcare you need and claim back the costs. Take 3 easy steps to better health:


Get seen

  • Access to digital services including muscle and joint pain assessments and mental health support.*
  • Claim back costs for your dental check-up, eye test, physio, and more.


Get healthy

  • From prescriptions to fillings, acupuncture to a new pair of specs, you can claim back your treatment costs.
  • Fast and easy claims, online or in our app, with no excess to pay.


Get rewarded

  • Access discounts to benefit your body and mind.
  • Includes discounted gym memberships, money off spa breaks, and more.

*Other services are available.


Use it, don’t lose it!

Unlike some health providers, our 1-2-3 Plan is there to be used and you can even claim back more than you pay in. We cover pre-existing conditions at no extra cost and the amount you pay is not based on how healthy you are.

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To explore our plan options please call us on:


Build your plan

Our 1-2-3 Health Plan comes with the following benefits as standard:

  • 24/7 mental health support and counselling
  • Aches and pains assessments
  • Fast-tracked discounted private scans
  • Lifestyle advice and guidance
  • Fast online claims process
  • Amazing discounts and rewards

Plan documents

Table of cover

Terms and conditions

Insurance product information document

View full benefit details

1-2-3 Health Plan full benefits

Your plan includes:

Health benefits you can claim money back on:

This health plan is for:

You only

Add your family for an additional cost.

Add your family

Choose your monthly payment to see how much you can claim:

Total monthly payment £

12 month contract Choose this plan

Add your family to your plan

Add your partner

Your partner must be over 18 to be added to your plan.

Add how many children

Children must be under 18 to be added to your plan.

Your 1-2-3 Health Plan

Price breakdown:

You only

Total monthly payment 12 month contract


Healthcare, how you want it

Two mobile phones with a preview of the Phio apps

Digital muscle and joint assessment

Created by physiotherapists, Phio is designed to provide on-demand, digital access to help you on the road to recovery.

Available to all Simplyhealth health plan customers from within the SimplyPlan app or portal, 24/7.

Randox at home health test kit - Male Hormone

Access 24/7 mental health support

Simplyhealth has partnered with Health Assured to offer immediate help via a 24/7 helpline, as well as services including online CBT and counselling across various mediums.

Lady having an MRI scan

Fast-tracked, discounted private scans

We've teamed up with to give our members speedy and discounted access to private MRI, CT, x-ray and ultrasound scans. 

Scans booked through are discounted for Simplyhealth customers, and your discount will be shown before payment is made.

Quick and easy access to book muscle and joint pain assessments, as well as discounted private scans.

Use your own local healthcare professional, we won’t limit who you can see.

Fast claims – payments will reach your account within days.

Trusted by over 1 million people

A modern-day health scheme that is not complicated - easy to make a claim and prompt payment.

- Darren, January 2024

Take control of your health

Man smiling and using smart phone

1. Access the healthcare you need 

Let's face it, there's nothing more important than our health. That's why we want to make it easy for you to keep on top of it.

Our 1-2-3 Health Plan makes it simple for you to access healthcare when you need it and claim back the costs, including:

Woman reaching for glasses on her head and smiling

2. Claim back your treatment costs

Whatever you need to feel better, we’ve got your back. From prescription costs, to fillings, to a new pair of specs, you can claim it back.

Send a photo of your receipt online or in the app. Once we approve your payment you'll get your money back within 5 working days.

Unlike some health providers, your 1-2-3 Plan is there for you to use, so you can be sure that:

  • Pre-existing conditions are covered at no extra cost
  • The amount you pay is not based on how healthy you are
  • You will not pay any excess
Woman smiling wearing workout clothes, headphones and carrying yoga mat

3. Rewards and discounts to stay healthy 

Because life is for living, we'll give you rewards and experiences to help you get more out of life.

There are rewards to help you stay healthy, like discounts on fitness trackers, gym membership, healthy food and sportswear.

And rewards to make you feel good, from money off spa breaks to thrilling experience days with great brands like FitBit, Virgin, and Reebok.

However you live your life, we ll help make it your best one!

Easy to use app/website, claims paid quickly and no issues so far. Glad I had them for an injury to my back. It helped with the physio that I required

- Hugo, July 2023

Recommend a friend and reap the rewards

Join today and get a £10 online shopping voucher when you recommend a friend to us (and they'll get one as well).

Already a member? Find out more.

Dental only plans from just £11.55 a month.

Claim back the costs of seeing your dentist with our specialist dental plans. Get covered for accidents and emergencies, as well as check-ups and treatments. 

Got a question?

Our experts are on hand to discuss the 1-2-3 Health Plan, alternative levels, and dental plans

Chat to us: 0330 102 5356

Monday to Friday: 9am - 6pm