Employee health plans built for financial & insurance services
In highly regulated financial and insurance sectors, pressure and burnout are rising while traditional wellbeing tools often go unused or fall short. Simplyhealth delivers prevention‑led health cover with clear reporting and measurable ROI.
Pressure is breaking even the strongest teams
Financial and insurance teams operate under intense pressure. High‑stakes decisions. Regulatory scrutiny. Tight deadlines. Over time, that pressure takes a toll, and many employees are starting to feel the impact:
40% of financial services employees reporting burnout1
Stress and anxiety are now the norm, not the exception
Absence, presenteeism and attrition are eroding productivity
Meanwhile, many traditional EAP wellbeing tools remain:
Underused
Poorly understood
Difficult to justify at board and audit level
It’s time for a health solution built for the realities of financial and insurance workplaces.
The solution: Simplyhealth business cover
A smart, prevention‑led approach to employee health - built for financial and insurance organisations.
Why Simplyhealth is a strong fit for financial & insurance teams
Prevention-first care that reduces absence
Early access to healthcare helps prevent minor issues from becoming long-term sickness.Insight that supports leadership decisions
Clear MI, auditable reporting and governance-friendly insights.Fast access, minimal disruption
24/7 online GP* and mental health support* with no referrals or delays.Proven commercial impact
Every £1 invested in mental health delivers an average return of £4.70.2
*These services are not included in the Simply Dental Plan and are provided by third-party providers.
How Simplyhealth strengthens wellbeing and governance
Reduce mental‑health related absence
Fast access to care helps employees manage issues early, improving attendance and productivity.3
Drive real utilisation
Digital‑first, stigma‑free support encourages genuine engagement.
Strengthen audit readiness
Clear, secure reporting gives you confidence in every leadership or regulatory conversation.
Choose the right health and wellbeing plan for your workforce
Simply Essentials
Our annual digital healthcare subscription gives fast, affordable access to essential health services. Any time. Anywhere.
24/7 online GP and nurse appointments
24/7 mental health support
24/7 life advice helpline
Digital muscle and joint pain assessments.
Simply Essentials is provided by Simplyhealth Guidance and is not an insurance product regulated by the FCA.
Simply Health Plan
Our comprehensive health plan includes claimable benefit pots (up to annual limits) towards everyday healthcare.
Everything included in Simply Essentials, plus:
Money back towards dental, optical, physio, diagnostic scans and more.
Simply Health Plan is an insurance product regulated by the FCA.
Simply Dental Plan
Our digital-first dental insurance plan is designed to keep your workforce smiling and productive.
Money back towards check-ups, hygienist appointments, X-rays, complex treatments and more
Worldwide emergency cover with a 24-hour helpline for peace of mind.
Simply Dental Plan is an insurance product regulated by the FCA.
Terms and conditions apply to all plans.
Some of these services are provided by third party providers.
On-demand services, wherever they’re needed
All plans include access to discounted and self-pay health and wellbeing services. Staff can browse, book, and pay through the SimplyPlan app or online, choosing only what they need, when they need it.
Benefits include:
Gut health and dietitian consultations
Up to 20% off prescription eyewear*
Discounted physio at 300+ clinics (no referral)
Neurodiversity assessments (results in under a month)
Discounted scans, including early access to mammograms
*Excludes contact lenses
Trusted by thousands of leading organisations
Join over 7,000 UK employers who trust Simplyhealth to keep their people healthy and their organisations thriving.
Measurable outcomes that matter
Organisations that invest in wellbeing see clear benefits, including:
Improved health & wellbeing
54% of employers report improved health and wellbeing.
Fewer sick days
39% employers experience reduced sickness absence.
Enhanced performance
38% employees saw enhanced performance.
What effective mental health support actually delivers
Employees completing short‑term therapy also achieve:
18.8% reduction in absenteeism
28.1% reduction in presenteeism
13.6% reduction in workplace distress
21.4% improvement in life satisfaction
(Spectrum.Life Data Analytics – Oct 2024-Sept 2025)
Trusted by small, medium and large companies
From SMEs to large organisations, employers choose Simplyhealth for simplicity, impact, and service excellence. Real feedback shows improved morale, reduced financial strain, and a measurable uplift in wellbeing.
People are feeling like there is less financial burden on themselves now that we have Simplyhealth. The morale is improved and everyone seems to be benefiting one way or another with all the different benefits.
Response from Simplyhealth’s Corporate Relationship Survey
April - May 2025
1-50 employees
Our experience with Simplyhealth has been outstanding. They’ve been more than just a provider; they’re a true partner in supporting our people. The platform is intuitive, the customer service is excellent, and the impact on our staff has been clear.
Joanne Stainby, Head of HR
Battersea Dogs and Cats Home
October 2025
201-500 employees
The customer service is 100%, the products are fantastic for the cost – the ease of accessing your claim through the app is so easy and effortless compared to other expense claims systems.
Northern Care Alliance NHS Foundation trust
June 2024
1,000+ employees
Ready to support wellbeing across your organisation?
Get your business health plan quote today and take the first step towards a healthier, more resilient workforce.
Frequently asked questions
What is employee health cover for financial and insurance services?
Employee health cover for financial and insurance services is designed to support fast‑paced, high‑pressure working environments where wellbeing issues like burnout, stress, and MSK (musculoskeletal) problems are common. Our business health plans provide fast access to everyday healthcare, helping reduce absence, protect productivity, and support the wellbeing of teams working in regulated, high‑responsibility roles.
What’s included in Simplyhealth’s business health plans?
We offer three affordable options for financial and insurance services, each designed to support staff wellbeing:
Simply Health Plan – Money back towards everyday healthcare like eye tests, dental care and physiotherapy. This is a regulated insurance product
Simply Essentials – Instant access to healthcare professionals, including online GP appointments, mental health support and life‑advice helplines. This is not a regulated insurance product
Simply Dental Plan – Money back towards dental check‑ups, hygienist visits, X‑rays and more complex treatments. This is a regulated insurance product
Every plan includes access to clinically assured, discounted and self-pay health and wellbeing services. Some services are delivered through trusted third parties.
How quickly can employees access care?
Employees can start accessing their health services as soon as their plan has started and they’ve registered for an online account. They can also claim for most benefits as soon as their plan starts and once they’ve received the treatment or service*.
*Please note: The Simply Dental Plan does not cover:
Treatment for dental accidents occurring before the policy start date
Mouth cancer already diagnosed or for which the individual is undergoing tests, either before or during the qualifying period, even if diagnosed after
Read the full terms and conditions.
The New Child Payment benefit under the Simply Health Plan has a 6‑month qualifying period before claims can be made.
Simply Essentials Plan is not an insurance product.
How much does an employee health plan typically cost?
Costs vary by the number of employees being covered and the plan selected. Get your business health plan quote today in minutes – Start a quote
How easy is it to set up and manage as an HR team?
Simplyhealth plans are built for simplicity. Setup is fast and ongoing admin is minimal. Employees can manage their own access via our SimplyPlan app or online, and support is always available for onboarding and ongoing management.
Can we tailor the plan for different staff groups?
Yes. Our plans are flexible, and some can be tailored to cover a mixed workforce. Whether that’s senior leaders, hybrid workers, client‑facing teams, or operational staff. Everything is centrally managed to keep HR processes simple.
Bespoke agreements are available under our Simply Health Plan for businesses with 250+ employees.
What mental health support is included, and how is confidentiality protected?
Employees can access counsellors, 24/7 life‑advice helplines, and additional pay‑as‑you‑go services such as digital therapy and mental health coaching. All support is confidential and delivered by qualified professionals, with strict data privacy measures to protect employee information.
Counselling and 24/7 life-advice helplines are excluded from the Simply Dental Plan.
What data and reporting do we get to track benefit usage and ROI?
You'll receive detailed MI (management information) data showing usage patterns, engagement rates, and trends across your workforce. This reporting supports audits, ESG reporting and leadership decisions.
What's the difference between Simplyhealth plans and private medical insurance (PMI)?
Traditional PMI typically covers major medical events like surgery in private hospitals but excludes routine care and pre-existing conditions*. Simplyhealth focuses on everyday healthcare needs, with some of our plans including 24/7online GP access, mental health support, and money-back towards dental, optical, and physiotherapy - helping to address some of the health issues most commonly linked to sick days.
*Specific coverage will vary depending on the provider and plan.
References
1. www.peoplehr.com/en-gb/resources/blog/sick-leave-report-how-are-different-industries-faring
5. https://www.peoplehr.com/en-gb/resources/blog/sick-leave-report-how-are-different-industries-faring
6. https://riskandinsurance.com/insurance-industry-faces-mental-health-reckoning-amid-rising-workloads