Simply Health Plan - Business health cash plan for your employees
Give your team access to claiming money back towards everyday health care, 24/7 online GP access and mental health support - all in one affordable plan that helps your people thrive.
Why your business needs smarter workplace health cover
NHS delays, rising everyday health costs and difficulty accessing care are making it harder for employees to stay well and productive.1 This often leads to:
Higher absenteeism
Slower return to work times
Reduced engagement
Greater pressure on HR and managers
The Simply Health Plan provides a practical, affordable solution by combining cashback with easy-to-use digital health services, so your people get fast, flexible support when they need it.
Benefits for your organisation
Attract & retain top talent
A compelling employee health benefits plan helps you stand out as an employer of choice. In fact, 61% of employees are more likely to stay when you offer a strong healthcare package.2
Reduce absence & improve productivity
With 24/7 online GP and mental health support and fast access to everyday care. 47% of employers see increased productivity when employees’ health and wellbeing is supported.3
Strong ROI
From wellbeing investment and seamless onboarding that keeps admin low. For every £1 invested in employee mental health and wellbeing, businesses see a return of £4.70.4
Benefits for employees
Claim back towards healthcare costs such as dental, optical, physio and more
Digital muscle & joint pain assessments
Access to discounted and self-pay wellbeing services including (skin, sleep, gut health, neurodiversity and more)
Coverage for pre-existing conditions*
These benefits improve wellbeing, reduce financial stress, and make everyday healthcare more accessible.
*The New Child Payment benefit has a 6-month qualifying period.
Get a business health cash plan quote today
Fast, simple, and tailored to your workforce.
What employees can claim back towards their healthcare costs
Simply Health Plan
Use your own local registered healthcare professional.
*There are six levels to choose from. The limits shown are illustrating level 6.
Terms and conditions apply.
Benefit
Claim back towards the cost of treatment*
Dental
NHS and private dental up to £250 per year
Optical
NHS and private optical up to £250 per year
Physio
Up to £500 per year
Chiropractic
Up to £500 per year
Podiatry
Up to £150 per year
Diagnostics
Scans and consultations up to £600 per year
Prescriptions
Up to £35 per year
How claims work in three simple steps
Attend appointment
Employees see any registered healthcare professional and keep the itemised receipt.
Submit claim
Upload a photo of the receipt in minutes via the SimplyPlan app or online account.
Get paid
Most claims processed in 1.2 days, with approved payments in their bank account within 3 working days.
Proof our claims journey works
On‑demand digital health services for employees
Alongside cashback benefits, employees also get access to discounted and self‑pay digital services via the SimplyPlan app.
Additional employee wellbeing benefits include:
Up to 20% off prescription eyewear*
Discounted digital skin consultations
Mental health, parental and sleep coaching
Gut health and dietitian support
Discounted physio at 300+ clinics
Neurodiversity assessments (results in under a month)
Access to early screening and diagnostic scans
*Excludes contact lenses
Services provided by third party suppliers
Trusted by thousands of leading organisations
Simply Health Plan is chosen by thousands of businesses - from SMEs to major UK employers.
What customers say:
Simplyhealth stands out for its clarity, simplicity, and genuine focus on employee wellbeing. The transparency of the cash plan - what’s covered, how it works, and how to claim makes it much easier for employees to engage with.
Holly Ellis, People & Culture Manager
Ellis Wines - Nov 2025
I particularly appreciate how easy it is to claim for routine healthcare costs like dental, optical, and physiotherapy. It gives real peace of mind knowing that I’m supported with everyday health expenses.
Star Academies
- August 2025
Simplyhealth has been a fantastic partner. Their team is responsive, proactive, and genuinely invested in helping us make the most of the plan. Their digital tools, like SimplyPlan app, make it easy for our employees to access services and manage claims effectively.
Joanne Stainby, Head of HR
Battersea Dogs and Cats Home - October 2025
See how we’ve helped Arnold Clark’s with a business health insurance plan
Arnold Clark chose Simplyhealth to give their employees faster access to GP appointments and everyday healthcare support.
Some of our services are provided by third party providers.
Simply Health Plan is an insurance product regulated by the FCA.
Start protecting your people with a company health insurance plan today
Get a quote in minutes and give your teams instant access to 24/7 care.
Frequently asked questions
What is the Simply Health Plan?
A flexible business health cash plan that helps employees claim back money towards their everyday healthcare costs. Plus, it provides digital health services like 24/7 online GP and mental health support. Designed as an affordable and customisable alternative to private medical insurance (PMI), it offers practical support for both employees and employers.
Simply Health Plan is an insurance product regulated by the FCA.
What everyday healthcare costs can employees claim back?
Dental, optical, physiotherapy, chiropractic treatment, podiatry, diagnostics, prescriptions and more (all up to their annual benefit limits).
Terms and conditions apply.
How much does the Simply Health Plan cost?
Costs vary by the number of employees being covered. Get your business health plan quote today in minutes – Start a quote
How quickly can employees access care?
Employees can start accessing their health services as soon as their plan has started and they’ve registered for an online account. They can also claim for most benefits as soon as their plan starts and once they’ve received the treatment or service*.
*The New Child Payment benefit under the Simply Health Plan has a 6‑month qualifying period before claims can be made.
How do employees submit claims and get reimbursed?
Submitting a claim is quick and straightforward. Employees simply attend their appointment, pay as normal and keep their itemised receipt. They can then log in to their account - either online or via the SimplyPlan app and upload a photo of the receipt. Claims are processed in an average of 1.2 days, and approved payments are back in their bank account within 3 working days.
How easy is it to set up and manage as an HR team?
Simplyhealth plans are built for simplicity. Setup is fast, ongoing admin is minimal, and employees can manage their own access. As your business grows or changes, updating your plan is easy, with support available whenever you need it.
What's the difference between this plan and private medical insurance (PMI)?
Traditional PMI typically covers major medical events like surgery in private hospitals but excludes routine care and pre-existing conditions*. Simply Health Plan focuses on everyday healthcare needs, including 24/7online GP access, mental health support, and money-back towards dental, optical, and physiotherapy - helping to address some of the health issues most commonly linked to sick days.
*Specific coverage will vary depending on the provider and plan.
Can businesses choose different benefit levels?
Yes - the plan is flexible and there are different benefit levels depending on your workforce and budget.
Still looking for the right cover?
Simply Essentials
Our annual digital healthcare subscription gives fast, affordable access to essential health services. Any time. Anywhere.
Simply Essentials is provided by Simplyhealth Guidance and is not an insurance product regulated by the FCA.
Simply Dental Plan
Our digital-first dental insurance plan is designed to keep your workforce smiling and productive.
Simply Dental Plan is an insurance product regulated by the FCA.
References
1. NHS delays, rising everyday health costs and difficulty accessing care are making it harder for employees to stay well and productive:
- NHS delays: www.england.nhs.uk/statistics/wp-content/uploads/sites/2/2026/01/Nov25-RTT-SPN-Publication-PDF-458K-1Xmjkk.pdf
- Rising everyday health costs: www.simplyhealth.co.uk/news-and-articles/rising-business-costs-putting-employee-health-cover-at-risk
- Difficulty accessing care: www.independent.co.uk/news/health/nhs-gp-specialist-appointments-referrals-b2925305.html
2. 61% of employees are more likely to stay when you offer a strong healthcare package: www.newsbytesapp.com/news/business/67-employers-boost-preventive-care-amid-rising-medical-costs/story
3. 47% of employers see increased productivity when employees’ health and wellbeing is supported: https://employeebenefits.co.uk/healthcare-and-wellbeing/47-of-employers-see-increased-productivity-when-employees-health-and-wellbeing-is-supported/280954.article
4. For every £1 invested in employee mental health and wellbeing, businesses see a return of £4.70: www.deloitte.com/uk/en/about/press-room/uk-health-focus-on-prevention-can-deliver-8-for-each-1-invested.html