View all FAQs


Is a cash plan the same as PMI?

No, a cash plan offers money back on everyday healthcare bills, like trips to the optician, dentist or physiotherapist, up to annual limits. Traditional private medical insurance gives you more comprehensive cover for medical conditions and can include consultations, diagnosis and surgery.


What does a cash plan cover?

Cash plans help you budget for the cost of visiting the dentist, optician, physiotherapist and a number of other healthcare professionals. You pay a monthly premium, and then claim back the cost of those visits, up to your annual payment limits.

Bear in mind, to claim from Simplyhealth for a treatment, you don't need to have had a GP referral. 

Tooth icon


Dental check-ups; crowns, bridges and fillings; root canal treatment; and much more

Eye optical icon


Sight test fees; prescription glasses, sunglasses and swimming goggles; contact lenses and much more

Physiotherapy icon

Physical therapies

Physiotherapy, osteopathy, chiropractic, acupuncture and homeopathy

Chiropody and podiatry icon


Treatment and assessments supplied by a chiropodist or podiatrist; consultations with a podiatric surgeon; and much more

Medication icon

Diagnostic consultations

Fees for diagnostic consultations as a private patient; blood tests or visual field tests; and much more

First aid kit icon

Hospital stays

If you are admitted to hospital, or stay overnight with one of your children, this benefit can help with costs for things like travel or parking

Pregnancy icon

New child payment

Receive a single cash payment on the arrival of a new child born or adopted into your family

Additional benefits icon

Additional benefits

Speak to a GP any time, anywhere; access to advice and counselling services; submit your claims 24/7

Find out more about our health plans

Contact us icon

Contact us

To find out more or to join, call us on


0370 908 3481


Monday to Friday: 8am to 6pm