View all FAQs


Is a cash plan the same as PMI?


No, a cash plan offers money back on everyday healthcare bills, like trips to the optician, dentist or physiotherapist, up to annual limits. Traditional private medical insurance gives you more comprehensive cover for medical conditions and can include consultations, diagnosis and surgery.


What does a cash plan cover?

Cash plans help you budget for the cost of visiting the dentist, optician, physiotherapist and a number of other healthcare professionals. You pay a monthly premium, and then claim back the cost of those visits, up to your annual payment limits.


Bear in mind, to claim from Simplyhealth for a treatment, you don't need to have had a GP referral. 


Dental benefit

Dental check-ups; crowns, bridges and fillings; root canal treatment; and much more


Optical benefit

Sight test fees; prescription glasses, sunglasses and swimming goggles; contact lenses and much more

Physical therapies

Physiotherapy, osteopathy, chiropractic, accupuncture, homeopathy

Physiotherapy, osteopathy, chiropractc, accupuncture and homeopathy


Chiropody and podiatry

Treatment and assessments supplied by a chiropodist or podiatrist; consultations with a podiatric surgeon; and much more

Diagnostic consultations

Diagnostic consultations

Fees for diagnostic consultations as a private patient; blood tests or visual field tests; and much more

Hospital stays

Hospital stays

If you are admitted to hospital, or stay overnight with one of your children, this benefit can help with costs for things like travel or parking

New child payment

New child payment

Receive a single cash payment on the arrival of a new child born or adopted into your family

Additional benefits

Additional benefits

Speak to a GP any time, anywhere; access to advice and counselling services; submit your claims 24/7

Find out more about our health cash plans

Health plans

Contact us

Call 0370 908 3481

Monday to Friday: 8am to 8pm

Saturday: 9am to 3pm

Send an email

We will get back to you as quickly as possible

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