Is a cash plan the same as PMI?
No, a cash plan offers money back on everyday healthcare bills, like trips to the optician, dentist or physiotherapist, up to annual limits. Traditional private medical insurance gives you more comprehensive cover for medical conditions and can include consultations, diagnosis and surgery.
What does a cash plan cover?
Cash plans help you budget for the cost of visiting the dentist, optician, physiotherapist and a number of other healthcare professionals. You pay a monthly premium, and then claim back the cost of those visits, up to your annual payment limits.
Bear in mind, to claim from Simplyhealth for a treatment, you don't need to have had a GP referral.
Dental
Dental check-ups; crowns, bridges and fillings; root canal treatment; and much more
Optical
Sight test fees; prescription glasses, sunglasses and swimming goggles; contact lenses and much more
Physical therapies
Physiotherapy, osteopathy, chiropractic, acupuncture and homeopathy
Chiropody
Treatment and assessments supplied by a chiropodist or podiatrist; consultations with a podiatric surgeon; and much more
Diagnostic consultations
Fees for diagnostic consultations as a private patient; blood tests or visual field tests; and much more
Hospital stays
If you are admitted to hospital, or stay overnight with one of your children, this benefit can help with costs for things like travel or parking
New child payment
Receive a single cash payment on the arrival of a new child born or adopted into your family
Additional benefits
Speak to a GP any time, anywhere; access to advice and counselling services; submit your claims 24/7
Find out more about our health cash plans
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Saturday: 9am to 3pm
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