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Active Plan

Get 2 months FREE. T&Cs apply

Sign up today and get immediate access to help you achieve your fitness goals, with money back towards your healthcare appointments.


As well as yourself, who will be covered?

*Add up to four children under 18 for FREE and they'll share an annual benefit pot.

Choose your level of cover

Monthly cost =

Choose your level of cover

Get 100% payback on treatments, up to the annual limits below

Includes cover for:

Physiotherapy, Osteopathy, Chiropractic and Acupuncture treatments

To help you feel your best
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If you suffer from aches and pains - from your neck and back to your joints and bones - you could benefit from one or all the above to support your body.

  • physiotherapy
  • osteopathy
  • chiropractic
  • acupuncture
  • sports massage - when provided by a registered physiotherapist, osteopath or chiropractor that we recognise.

Includes cover for:

Chiropody / Podiatry and Reflexology treatments

To help you feel your best
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Issues with your feet can impact your entire body, from your toes to your back, so it's important to take great care of them.

  • treatment supplied by a chiropodist or podiatrist, for example for ingrown toenails, corns, calluses and verrucas
  • assessments, for example gait analysis, performed by a chiropodist or podiatrist
  • consumables prescribed by and bought from the chiropodist or podiatrist at the time of treatment, for example orthoses, dressings
  • consultations with a podiatric surgeon.
  • Reflexology

Includes cover for:

Dental treatments

To help you keep your teeth healthy
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Ensure your smile is healthy all year round by regularly visiting the dentist and hygienist.

  • dental check-ups
  • treatment provided by a dentist, periodontist or orthodontist
  • endodontic (root canal) treatment
  • hygienists’ fees
  • local anaesthetic fees and intravenous sedation
  • dental brace or gum-shield provided by a dentist or orthodontist
  • dental crowns, bridges and fillings
  • dentures
  • laboratory fees and dental technician fees referred by a dentist or orthodontist
  • dental X-rays
  • denture repairs or replacements by a dental technician.

Includes cover for:

Dental Accident treatments

To help you keep your teeth healthy
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Cover applies after you have been with us for 3 months.

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This benefit is to help towards the costs of returning your oral health to its pre-accident state following an accident.

  • restorative treatment to return your oral health to its pre-accident state if you receive medical or dental attention within 30 days of the accident
  • the standard NHS rate for one prescription (whether the prescription is an NHS or private prescription). The prescription must be written by a dentist or doctor. This does not cover Prescription Prepayment Certificates (PPC) or any medicine obtained using one.

Includes cover for:

Health assessment

To help you find out more about your health
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This benefit is to help towards the costs of a detailed assessment of your health.

  • by a doctor registered with the General Medical Council (GMC) or
  • by a nurse registered with the Nursing and Midwifery Council (NMC) or
  • by a pharmacist registered with the General Pharmaceutical Council (GPhC)
  • at an establishment registered with the General Pharmaceutical Council (GPhC) or Care Quality Commission (CQC). For example, these could include a hospital, GP practice, pharmacy or health screening clinic. The doctor, nurse or pharmacist must hold a current licence to practise. The health assessment must include at a minimum (although it can include additional tests):
    • body composition measurement including height, weight (BMI) and body fat percentage
    • cholesterol or diabetes check, and
    • kidney or liver function test.
    • Blood pressure measurement

Includes cover for:

Optical treatments

To help you keep your eyes healthy
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Make your eyesight and eye health a priority with regular eye tests.

  • sight-test fees, scans or photos for an eye test
  • fitting fees
  • prescribed lenses and accompanying frames for: - glasses - sunglasses - safety glasses - swimming goggles
  • adding new prescribed lenses to existing frames
  • glasses frames
  • contact lenses (including contact lenses paid for by instalment)
  • consumables supplied as part of an optical prescription, for example solutions and tints
  • repairs to glasses.

Includes cover for:

GP and Dietitian fees

To help you find out more about your health
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Reimbursement of fees when you see a private GP or a Dietitian’s consultation fee plus help with the cost of vaccinations and inoculations. Important: In order to be able to practise in the UK dietitians must be registered with the Health and Care Professions Council (HCPC). GP’s must be registered with the General Medical Council (GMC).

  • consultation fees for a private consultation with a GP
    • General Medical Council’s specialist register (please see www.gmc-uk.org) or
    • General Dental Council’s dentist’s register (please see www.gdc-uk.org).
  • consultation fees for a private consultation with a dietitian
  • fees for vaccinations and inoculations from a GP or nurse

Includes cover for:

Prescription charges

To help you when you need it most
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  • NHS prescriptions issued by a GP or a dentist
    • General Medical Council’s specialist register (please see www.gmc-uk.org) or
    • General Dental Council’s dentist’s register (please see www.gdc-uk.org).
  • NHS Prescription Prepayment Certificates (PPC)
  • Private prescriptions issued by a GP or dentist (this includes medicines prescribed by the GP service)

Includes cover for:

Diagnostic Consultation, Tests and Scans

To help you when you need to know what's wrong
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If you're worried about some symptoms and want a private consultation you can claim back the cost against your diagnostic consultation benefit, up to your annual limit.

  • the fees for a diagnostic consultation that you have as a private patient. The consultation must be with a medical professional who is (or has been) a consultant in an NHS hospital or the Armed Services. The consultant post must be a substantive appointment (that is to say not as a locum). In addition, the consultant must hold a current licence to practise and also be included on the:
    • General Medical Council’s specialist register (please see www.gmc-uk.org) or
    • General Dental Council’s dentist’s register (please see www.gdc-uk.org).
  • blood tests or visual field tests directly connected to a diagnostic consultation
  • allergy tests performed by a GP or consultant (not tests or advice about nutrition or food intolerance).

Includes cover for:

Hospital stays

To help you when you need it most
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Cash amount when you are admitted to hospital, or staying overnight with your child. Up to 20 days/nights maximum, each policy year. Children will share the annual day/night limit. Pre-existing conditions are excluded for the first 12 months.

  • An admission to hospital as a day-patient for tests or treatment. A day-patient is a patient who is admitted to a hospital or day-patient unit because they need a period of medically supervised recovery but does not occupy a bed overnight. If you are admitted as a day-patient and then stay overnight, we will pay one night’s hospital cover (not one day and one night)
  • An overnight stay in a hospital as an in-patient for tests or treatment. An in-patient is a patient who is admitted to hospital and who occupies a bed overnight or longer for medical reasons
  • Out-patient cancer treatment, for example chemotherapy or radiotherapy
  • an overnight stay in a hospital for one parent who has accompanied their child where the child is an in-patient for tests or treatment. Both the parent and child must be covered by the policy

Includes cover for:

Newborn child / adopted child benefits

To help you when your family grows
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A single payment for each child you have or adopt. Applies after you have been with us for 6 months. This benefit is not available on child cover.

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Receive a single cash payment on the arrival of a new child born or adopted into your family.

  • the birth of your child
  • the legal adoption of a child by you or your partner. However, we will not pay new child payment if that child is already related to either you or your partner (for example if you adopt your partner’s child)
  • the stillbirth of your child after 24 weeks of pregnancy.

All levels have access to these great benefits

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Speak to a GP - anytime, anywhere

Speak to an experienced, practising NHS GP over the phone with the unlimited 24/7 GP telephone service. If required, you can also receive private prescriptions delivered to your home or office.

Gym and lifestyle discounts

Get discounted membership at thousands of gyms across the country, and enjoy money off your favourite retailers.

Submit your claims 24/7

Submit your claims 24/7 through your online account and check the annual limits you have remaining. You can also submit your claims through the post.

Policy Documents

Frequently asked questions

How else can I buy a policy?

How and when does my claim get paid?

How quickly can I claim?

Can people on my plan be on different levels?

Can I change my level of cover?

Can I share my allowance with other people on my policy if I don't use all of mine?

A Simplyhealth cash plan is a good way to manage your money on everyday health costs. I've been able to get two brand new pairs of glasses that I would have struggled to get otherwise! It's such a great plan and I'd recommend it to anyone.

Debbie, Yorkshire

Continue your Core application to get immediate cover.

Contact us

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Discuss your healthcare options by calling us on
0330 102 5356

Mon to Fri: 9am to 8pm

Sat: 9am to 3pm

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Call customer services on
0370 908 3481

Mon to Fri: 8am to 8pm

Sat: 9am to 3pm

Call 0330 102 5356