Personal Accident Insurance - Get a £20 M&S gift card when you buy a Simply Accident Plan today

Personal Accident Insurance

Accidents can have a real impact on your life, so it's good to have a plan in place that protects you and your family.

The Simply Accident Plan is an affordable way to give you peace of mind and to protect you and your family from the financial impact of a serious accident.

PLUS get a free £20 M&S gift card when you join online before 31 October 2016. Offer terms and conditions apply.

Are you covered for a Season of Change?

Leaves on the ground, nights drawing in and frosty evenings on the way! All changes during the autumn that can bring new hazards to be aware of. If the worst does happen, a Simply Personal Accident Plan covers you against dental accidents, fractures and loss of limbs.

The Simply Accident Plan is for UK residents aged between 18 and 79.

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Great reasons to join today

  • Both serious accidents and more minor accidents are covered, including fractures to fingers and toes
  • Dental accident cover is included
  • You or your family could receive a tax free payout (under current tax legislation) in the event of an accident which results in a bodily injury
  • In the unfortunate event of your accidental death, the plan will provide your loved ones with peace of mind by providing money towards your funeral expenses
  • Up to four children under the age of 18 are covered for free
  • It starts from £5.12 a month for up to £150,000 of cover

Things you should know

  • You need to live in the UK and be aged between 18 and 79 to join
  • The cover under your plan will cease on the day you reach 85 or when certain benefits are paid
  • Children are covered for half the benefit amount of adults (except for the Accidental death where specific child limits apply and Section F of the table of cover)
  • Fractures - This benefit will be payable once only irrespective of the number of fractures at the time the bodily injury occurs, with the higher benefit amount being paid
  • Exclusions - there are a number of exclusions on the plan such as drink driving, motorcycling, certain hazardous sports and military duty. For full details of the exclusions please see section 6 of the policy terms and conditions
  • No benefit will be payable for permanent total disablement if you are aged 75 years or over and in paid employment, or 65 years or over if not in paid employment. If you are aged 65 or over, other benefits will be paid at 50% of the amount shown in the table of cover (except section F, which will be paid in full)
  • You are not able to have more than ONE personal accident plan which is administered by FirstAssist Insurance Service

Sections A to E of the Simply Accident Plan are administered by FirstAssist Insurance Services, which is a trading style of Cigna Insurance Services (Europe) Limited, and underwritten by Cigna Europe Insurance Company S.A-N.V. Section F is administered and underwritten by Simplyhealth.

Personal Accident Insurance

Get a Simply Accident Plan quote and join online in minutes

Get a quote for the Simply Cash Plan

The Unlimited Company Discount

Receive up to 20% off purchases at The Unlimited Company when you buy a Simplyhealth plan.

Terms and conditions

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Need help?

To join call:

0800 294 8125 

Mon to Fri: 8am to 8pm
Sat: 9am to 5pm

Existing Customers:

0300 100 1169  

Mon to Fri: 8am to 5pm

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