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Active Plan

Feel your personal best

Active Plan

Feel your personal best

Peace of mind with 24/7 GP and counselling services

Get an overview of your wellbeing with a health assessment

See a consultant for a diagnosis without GP referral

Maintain your health and wellbeing, now and in the future

To feel your best, our health plan helps you take control of your health when you need it most.

24/7 GP and counselling services

Maintain a healthy body and mind-set by talking to the experts when you need to.

Dental care

Keep your teeth and gums in good condition with regular trips to your dentist and hygienist.

Diagnostic consultation

Find the cause of your complaint fast by seeing a private consultant to diagnose your symptoms.

Muscle and joint care

With treatment ranging from chiropractic to acupuncture, you can soothe any pain and improve your mobility.

Eye care

Improve your focus and protect your eyes by visiting your optician for prescription glasses and contact lenses.

Health assessment

Be proactive and get an overview of your current wellbeing by a medical professional.

Choose the cover that's right for you and your lifestyle - our Active Plan is here to meet your needs.

The Active Plan is available to UK residents aged 18-79. Four of your children under 18 can be added at no extra cost and they'll share an annual benefit limit.

Level 1

Essential

£14
per month

  • £300 for diagnostic consultation
  • £100 for health assessment
  • £200 for muscle and joint care
Level 2

Core

£21
per month

  • £450 for diagnostic consultation
  • £300 for health assessment
  • £275 for muscle and joint care
Level 3

Premium

£30
per month

  • £500 for diagnostic consultation
  • £350 for health assessment
  • £350 for muscle and joint care
Level 4

Enhanced

£45
per month

  • £600 for diagnostic consultation
  • £500 for health assessment
  • £500 for muscle and joint care

Use the table below to compare the benefits and annual limits.

Physiotherapy, Osteopathy, Chiropractic and Acupuncture

If you suffer from aches and pains - from your neck and back to your joints and bones - you could benefit from one or all the above to support your body.

  • physiotherapy
  • osteopathy
  • chiropractic
  • acupuncture
  • sports massage - when provided by a registered physiotherapist, osteopath or chiropractor that we recognise.

Chiropody / Podiatry and Reflexology

Issues with your feet can impact your entire body, from your toes to your back, so it's important to take great care of them.

  • treatment supplied by a chiropodist or podiatrist, for example for ingrown toenails, corns, calluses and verrucas
  • assessments, for example gait analysis, performed by a chiropodist or podiatrist
  • consumables prescribed by and bought from the chiropodist or podiatrist at the time of treatment, for example orthoses, dressings
  • consultations with a podiatric surgeon.
  • Reflexology

Diagnostic Consultation, Tests and Scans

If you're worried about some symptoms and want a private consultation you can claim back the cost against your diagnostic consultation benefit, up to your annual limit.

  • the fees for a diagnostic consultation that you have as a private patient. The consultation must be with a medical professional who is (or has been) a consultant in an NHS hospital or the Armed Services. The consultant post must be a substantive appointment (that is to say not as a locum). In addition, the consultant must hold a current licence to practise and also be included on the:
    • General Medical Council’s specialist register (please see www.gmc-uk.org) or
    • General Dental Council’s dentist’s register (please see www.gdc-uk.org).
  • blood tests or visual field tests directly connected to a diagnostic consultation
  • allergy tests performed by a GP or consultant (not tests or advice about nutrition or food intolerance).

Dental

Ensure your smile is healthy all year round by regularly visiting the dentist and hygienist. Cover includes: Check-ups, hygienist’s fees, fillings, crowns and dentures

  • dental check-ups
  • treatment provided by a dentist, periodontist or orthodontist
  • endodontic (root canal) treatment
  • hygienists’ fees
  • local anaesthetic fees and intravenous sedation
  • dental brace or gum-shield provided by a dentist or orthodontist
  • dental crowns, bridges and fillings
  • dentures
  • laboratory fees and dental technician fees referred by a dentist or orthodontist
  • dental X-rays
  • denture repairs or replacements by a dental technician.

Dental accident

Applies after you have been with us for 3 months.

This benefit is to help towards the costs of returning your oral heath to its pre-accident state following an accident.

  • restorative treatment to return your oral health to its pre-accident state if you receive medical or dental attention within 30 days of the accident
  • the standard NHS rate for one prescription (whether the prescription is an NHS or private prescription). The prescription must be written by a dentist or doctor. This does not cover Prescription Prepayment Certificates (PPC) or any medicine obtained using one.

Health assessment

This benefit is to help towards the costs of a detailed assessment of your health.

  • by a doctor registered with the General Medical Council (GMC) or
  • by a nurse registered with the Nursing and Midwifery Council (NMC) or
  • by a pharmacist registered with the General Pharmaceutical Council (GPhC)
  • at an establishment registered with the General Pharmaceutical Council (GPhC) or Care Quality Commission (CQC). For example, these could include a hospital, GP practice, pharmacy or health screening clinic. The doctor, nurse or pharmacist must hold a current licence to practise. The health assessment must include at a minimum (although it can include additional tests):
    • body composition measurement including height, weight (BMI) and body fat percentage
    • cholesterol or diabetes check, and
    • kidney or liver function test.
    • Blood pressure measurement

Optical

Make your eyesight and eye health a priority with regular eye tests.

  • sight-test fees, scans or photos for an eye test
  • fitting fees
  • prescribed lenses and accompanying frames for: - glasses - sunglasses - safety glasses - swimming goggles
  • adding new prescribed lenses to existing frames
  • glasses frames
  • contact lenses (including contact lenses paid for by instalment)
  • consumables supplied as part of an optical prescription, for example solutions and tints
  • repairs to glasses.

GP and Dietitian fees

Reimbursement of fees when you see a private GP or a Dietitian’s consultation fee plus help with the cost of vaccinations and inoculations. Important: In order to be able to practise in the UK dietitians must be registered with the Health and Care Professions Council (HCPC). GP’s must be registered with the General Medical Council (GMC).

  • consultation fees for a private consultation with a GP
    • General Medical Council’s specialist register (please see www.gmc-uk.org) or
    • General Dental Council’s dentist’s register (please see www.gdc-uk.org).
  • consultation fees for a private consultation with a dietitian
  • fees for vaccinations and inoculations from a GP or nurse

Prescription charges

Prescriptions issued by a GP or Dentist.

  • NHS prescriptions issued by a GP or a dentist
    • General Medical Council’s specialist register (please see www.gmc-uk.org) or
    • General Dental Council’s dentist’s register (please see www.gdc-uk.org).
  • NHS Prescription Prepayment Certificates (PPC)
  • Private prescriptions issued by a GP or dentist (this includes medicines prescribed by the GP service)

Hospital

Cash amount when you are admitted to hospital, or staying overnight with your child. Up to 20 days/nights maximum, each policy year. Children will share the annual day/night limit. Pre-existing conditions are excluded for the first 12 months.

  • An admission to hospital as a day-patient for tests or treatment. A day-patient is a patient who is admitted to a hospital or day-patient unit because they need a period of medically supervised recovery but does not occupy a bed overnight. If you are admitted as a day-patient and then stay overnight, we will pay one night’s hospital cover (not one day and one night)
    • General Medical Council’s specialist register (please see www.gmc-uk.org) or
    • General Dental Council’s dentist’s register (please see www.gdc-uk.org).
  • An overnight stay in a hospital as an in-patient for tests or treatment. An in-patient is a patient who is admitted to hospital and who occupies a bed overnight or longer for medical reasons
  • Out-patient cancer treatment, for example chemotherapy or radiotherapy
  • an overnight stay in a hospital for one parent who has accompanied their child where the child is an in-patient for tests or treatment. Both the parent and child must be covered by the policy

New child benefit

A single payment for each child you have or adopt. Applies after you have been with us for 6 months. This benefit is not available on child cover.

Receive a single cash payment on the arrival of a new child born or adopted into your family.

  • the birth of your child
  • the legal adoption of a child by you or your partner. However, we will not pay new child payment if that child is already related to either you or your partner (for example if you adopt your partner’s child)
  • the stillbirth of your child after 24 weeks of pregnancy.

100% payback on all treatments (up to annual limits)

Worldwide cover for wherever you are

Immediate cover on most of your benefits

Submit a claim in minutes

Our Active Plan makes it easy to get money back towards health treatments and check-ups. Our online claims system is so simple to use, you can submit a claim in minutes.

1. Book your appointment, attend, and pay

2. Submit your claim and receipt online, anytime

3. We'll review your claim, and once approved, we’ll pay you back

Tips and advice

Diagnosing your symptoms early

At Simplyhealth, your health and wellbeing comes first. We understand that the initial costs for seeking a diagnosis from a consultant can be a barrier when it comes to making a decision on whether to go forward with treatment. With your Active Plan you can begin your treatment with peace of mind knowing: you can get help towards the diagnostic costs, and you are taking the first step in preventing your condition from affecting your health later down the line.

The preventative approach

Improving your health and maintaining your wellbeing is key to living a long, healthy and happy life. Nowadays we are all living much longer, so taking a preventative approach to your health can be invaluable to ensuring you continue to be as healthy as possible. By recognising illness in the early stages, you can stop it from becoming a bigger problem in the future. Whether it’s through regular health check-ups or simply exercising three days a week; building those healthy habits, one at a time, all contribute to your healthy-future-self.

Frequently asked questions

How else can I buy a policy?

How and when does my claim get paid?

How quickly can I claim?

Can people on my plan be on different levels?

Can I change my level of cover?

Can I share my allowance with other people on my policy if I don't use all of mine?

Policy Documents

Contact us

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Discuss your healthcare options by calling us on
0330 102 5356

Mon to Fri: 9am to 8pm

Sat: 9am to 2pm

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Call customer services on
0370 908 3481

Mon to Fri: 8am to 8pm

Sat: 8am to 5pm

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* Up to four children under 18 can be added free.
Call 0330 102 5356