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Simply Cash Plan

Sign up today and get immediate access to a 24/7 GP telephone helpline plus start claiming the cost back of your everyday healthcare appointments.

Get one month free when you join online today.

Who would you like to cover?

Use the options below to select who the plan is for and see how much you can claim back under each level.

Four of your children under 18 can be added at no extra cost and they'll receive their own annual claims limit.

The Simply Cash Plan is available to UK residents aged 18-79.

Level of cover


Monthly cost

Choose your level of cover and monthly cost:

Dental

The figure shown above is the annual limit each person can claim back each year for the level chosen. 100% of the cost of each treatment can be claimed.

Ensure your smile is healthy all year round by regularly visiting the dentist and hygienist.

  • dental check-ups
  • treatment provided by a dentist, periodontist or orthodontist
  • endodontic (root canal) treatment
  • hygienists’ fees
  • local anaesthetic fees and intravenous sedation
  • dental brace or gum-shield provided by a dentist or orthodontist
  • dental crowns, bridges and fillings
  • dentures
  • laboratory fees and dental technician fees referred by a dentist or orthodontist
  • dental X-rays
  • denture repairs or replacements by a dental technician.
For full details of what is and isn't covered see our terms and conditions
Did you
know?

You can claim back both NHS and private dental costs.

Optical

The figure shown above is the annual limit each person can claim back each year for the level chosen. 100% of the cost of each treatment can be claimed.

Make your eyesight and eye health a priority with regular eye tests.

  • sight-test fees, scans or photos for an eye test
  • fitting fees
  • prescribed lenses and accompanying frames for: - glasses - sunglasses - safety glasses - swimming goggles
  • adding new prescribed lenses to existing frames
  • glasses frames
  • contact lenses (including contact lenses paid for by instalment)
  • consumables supplied as part of an optical prescription, for example solutions and tints
  • repairs to glasses.
For full details of what is and isn't covered see our terms and conditions

Physiotherapy, Osteopathy, Chiropractic, Acupuncture and Homeopathy

The figure shown above is the annual limit each person can claim back each year for the level chosen. 75% of the cost of each treatment can be claimed.

If you suffer from aches and pains - from your neck and back to your joints and bones - you could benefit from one or all the above to support your body.

  • physiotherapy
  • osteopathy
  • chiropractic
  • acupuncture
  • homeopathy and homeopathic medicines prescribed by and bought directly from a homeopath.
For full details of what is and isn't covered see our terms and conditions
Did you
know?

You don't need a GP referral to use any of your cash plan benefits.

Chiropody / Podiatry

The figure shown above is the annual limit each person can claim back each year for the level chosen. 75% of the cost of each treatment can be claimed.

Issues with your feet can impact your entire body, from your toes to your back, so it's important to take great care of them.

  • treatment supplied by a chiropodist or podiatrist, for example for ingrown toenails, corns, calluses and verrucas
  • assessments, for example gait analysis, performed by a chiropodist or podiatrist
  • consumables prescribed by and bought from the chiropodist or podiatrist at the time of treatment, for example orthoses, dressings
  • consultations with a podiatric surgeon.
For full details of what is and isn't covered see our terms and conditions

Diagnostic Consultation

The figure shown above is the annual limit each person can claim back each year for the level chosen. 75% of the cost of each treatment can be claimed.

If you're worried about some symptoms and want a private consultation you can claim back the cost against your diagnostic consultation benefit, up to your annual limit.

  • the fees for a diagnostic consultation that you have as a private patient. The consultation must be with a medical professional who is (or has been) a consultant in an NHS hospital or the Armed Services. The consultant post must be a substantive appointment (that is to say not as a locum). In addition, the consultant must hold a current licence to practise and also be included on the:
    • General Medical Council’s specialist register (please see www.gmc-uk.org) or
    • General Dental Council’s dentist’s register (please see www.gdc-uk.org).
  • blood tests or visual field tests directly connected to a diagnostic consultation
  • allergy tests performed by a GP or consultant (not tests or advice about nutrition or food intolerance).
For full details of what is and isn't covered see our terms and conditions
Did you
know?

You can find out what’s wrong quickly, without needing to see your GP first

Hospital stays

Each person receives the cash payment shown above for each day / night they stay in hospital (up to a maximum of 20 days / nights each year).

If you are admitted to hospital, or stay overnight with one of your children, this benefit can help offset incidental costs you may incur like travel or parking fees.

Pre-existing conditions are excluded for the first 12 months

  • an admission to hospital as a day-patient for tests or treatment. A day-patient is a patient who is admitted to a hospital or day-patient unit because they need a period of medically supervised recovery but does not occupy a bed overnight. If you are admitted as a day-patient and then stay overnight, we will pay one night’s hospital cover (not one day and one night)
  • an overnight stay in a hospital as an in-patient for tests or treatment. An in-patient is a patient who is admitted to hospital and who occupies a bed overnight or longer for medical reasons
  • out-patient cancer treatment, for example chemotherapy or radiotherapy
  • an overnight stay in a hospital for one parent who has accompanied their child where the child is an in-patient for tests or treatment. Both the parent and child must be covered by the policy.
For full details of what is and isn't covered see our terms and conditions

New child benefit

A single payment for each child you have or adopt. Applies after you have been with us for 12 months. This benefit is not available on child cover.

Receive a single cash payment on the arrival of a new child born or adopted into your family.

  • the birth of your child
  • the legal adoption of a child by you or your partner. However, we will not pay new child payment if that child is already related to either you or your partner (for example if you adopt your partner’s child)
  • the stillbirth of your child after 24 weeks of pregnancy.
For full details of what is and isn't covered see our terms and conditions

More than just a Cash Plan. All levels have access to these great benefits

Speak to a GP - any time, any where

Speak to an experienced, practising NHS GP over the phone with the unlimited 24/7 GP telephone service. If required, you can also receive private prescriptions delivered to your home or office.

Policy Documents

Frequently asked questions

How else can I buy a policy?

You can give us a call on 0330 102 5392 to take out a Simply Cash Plan. We are open 8am – 8pm Monday to Friday and 9am-5pm Saturday.

How and when does my claim get paid?

You can make a claim easily online or by post. We aim to pay approved claims within a few days and will let you know when your claim has been processed. It then takes 3-5 days for the money to reach your bank account.

How quickly can I claim?

You can make a claim as soon as you've had your appointment and paid for your treatment. If you use our online system it'll reach us the same day.

Can people on my plan be on different levels?

If you include your partner or children on your policy they must be added on the same level of cover as you.

Can I change my level of cover?

You can change your level of cover once during your policy year. If you are increasing your level of cover everyone covered on the policy must be aged 79 or under.

You can find out more about the different levels of cover we offer in our Policy Documents.

Can I share my allowance with other people on my policy if I don't use all of mine?

Unused amounts cannot be carried over to other people covered on the policy.

"A Simplyhealth cash plan is a good way to manage your money on everyday health costs. I've been able to get two brand new pairs of glasses that I would have struggled to get otherwise! 
It's such a great plan and I'd recommend it to anyone."

Debbie, Yorkshire

Continue your level two application to get immediate cover.

If you want to speak to someone

Call us on 0330 102 5392
Mon to Fri: 8am to 8pm Sat: 9am to 5pm
Call 0330 102 5392