Couple smiling together about their new dental plan

Simply Dental Plan

Get money back on routine dental treatments and care with our simple dental insurance cover.

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How will a dental plan help me?

Patient in the dentist chair discussing treatment with dentist and dental nurse

Looking after your teeth doesn’t have to be difficult or costly, and taking a preventative approach to your and your family’s oral health genuinely can save lives.

 

Regular visits to a dentist are as important as visiting your GP and will help you to avoid costly and invasive treatment further down the line. And it’s not just about your teeth and gums. Did you know, for example, that a dentist is likely to be the first person to spot signs of mouth cancer?

 

‘Prevention over cure’ is always best, however accidents are a fact of life. And with a Simplyhealth dental plan, not only can you look after your day to day oral health, but accidents abroad will be covered for you too. We’ve got your back wherever you are in the world, for any trip up to 28 days.

 

Don’t ignore dental problems and don’t delay seeking dental treatment because of cost.

Get a quote

What can I benefit from?

LEVEL 1

 

You pay

£9.55

(per month)

 

You can claim up to £280 per year towards these benefits:

  • £45 for dental check ups
  • £35 for scale and polish
  • £200 for treatment*

PLUS up to £500 for emergency visits*
up to £5,000 for dental accidents*

and more

View details
LEVEL 2

 

You pay

£15.92

(per month)

 

You can claim up to £540 per year towards these benefits:

  • £75 for dental check ups
  • £65 for scale and polish
  • £400 for treatment*

PLUS up to £500 for emergency visits*
up to £5,000 for dental accidents*

and more

View details
LEVEL 3

 

You pay

£22.56

(per month)

 

You can claim up to £800 per year towards these benefits:

  • £105 for dental check ups
  • £95 for scale and polish
  • £600 for treatment*

PLUS up to £500 for emergency visits*
up to £5,000 for dental accidents*

and more

View details
LEVEL 4

 

You pay

£28.87

(per month)

 

You can claim up to £1,060 per year towards these benefits:

  • £135 for dental check ups
  • £125 for scale and polish
  • £800 for treatment*

PLUS up to £500 for emergency visits*
up to £5,000 for dental accidents*

and more

View details

*pre-existing conditions are not covered and a 3 month qualifying period applies for treatments, emergency visits and dental accidents.

What's covered?

  • Check ups

    We will pay up to 100% of the cost of check-ups, including examinations or investigations and x-rays
     

  • Scale and polish

    You get up to 75% of your money back for the cost of a scale and polish performed by a dental clinician
     

  • Treatment

    (3 month qualifying period)

    We will pay 50% of the cost of dental treatment including crowns, bridges, fillings and dentures as well as for anaesthetic fees, laboratory fees and dental technician fees (up to your annual limits)
     

  • Dental accident cover

    (3 month qualifying period)

    You can claim 100% of the cost of treatment required if your teeth are damaged in an accident, providing treatment is sought within 30 days

  • Dental emergency visit

    (3 month qualifying period)

    If you are in severe pain or need to see a dentist urgently you can claim back 100% of the cost of treatment and emergency call-out fees
     

  • Dental hospital cover

    (3 month qualifying period)

    We will pay you £50 each day or night, up to a maximum of 20 days or nights each claiming year, if you are admitted to an NHS hospital for dental treatment, following a referral
     

  • Mouth cancer cover

    (3 month qualifying period)

    If you are diagnosed with primary mouth cancer by a specialist you will receive a one-off payment of £5000 to help you at this difficult time
     

  • Worldwide cover

    (3 months qualifying period)

    Dental accident cover and dental emergency visit apply to UK residents on holiday anywhere in the world, for any trip with a duration of up to and including 28 days

See price options

How the Simply Dental Plan works
 

Clock icon representing health appointment booking

1. Book your appointment as normal, attend, and pay

Email and receipt icon representing online claiming

2. Submit your claim and receipt online, or send it by post

Pound note icon representing money back

3. We’ll review your claim and once approved, we’ll pay you back - usually within a few days

Things you should know

Three month qualifying period

Dental treatment, accident and emergency benefits and Mouth Cancer cover are available once your plan has been in place for three months

What's not covered

  • Pre-existing conditions or treatment identified in a qualifying period are not covered
  • The timing of your last dental check-up affects the treatment you (or anyone covered under the policy) can claim for
  • If you (or anyone covered under the plan) have not had a dental check-up within the two years prior to taking out the plan, any treatment identified at your first check-up after joining will not be covered
  • If you (or anyone covered under the plan) have had a dental check-up within the two years prior to taking out the plan, you will not be covered for any treatment that is already planned, started or is recommended by your dentist either prior to joining or during the three month qualifying period
  • After a three month qualifying period, primary mouth cancer cover is provided. Cover will not be provided if you (or anyone under the policy) have been diagnosed with any mouth cancer or are having investigations prior to joining or during the three month qualifying period
  • Cosmetic or aesthetic procedures, orthodontic treatment, dental implants and veneers are not covered. Only treatments that are clinically necessary will be covered. 

Other

  • Inner limits apply to crowns, bridges, inlays and onlays
  • If you are in an accident and your teeth are damaged after completion of the three-month qualifying period, you can claim 100% of the cost of permanent or temporary treatment required (up to £5,000 a year), providing dental attention is sought within 30 days. (Dental accident cover)

 

 

Policy details

Policy document - Part 1 (95kb) Policy document - Part 2 (93kb) Simply Dental Plan IPID


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