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Be your personal best

Active plan

Be your personal best

Active plan

Sports massage covered on all levels*

Gait analysis performed by a podiatrist

Stay in control of your body with health assessments

Achieve your personal goals

To help you reach your peak performance, our subscription gives you the health support you need to be the best you can be, when you need it most.

Muscle and joint care

With treatment ranging from physiotherapy to acupuncture, you'll be back on track in no time.

Podiatry treatments

Get professional treatment for lower limb and common foot problems such as gait analysis and orthotic insoles to keep you on the move.

Sports massage*

Enhance your performance, aid muscle recovery and prevent injury to help achieve your goals - *when provided by a physiotherapist, osteopath or chiropractor.

Dental and hygienist care

Keep your teeth and gums in peak condition with regular trips to your dentist and hygienist.

Gym and lifestyle discounts

Get discounted membership at thousands of gyms across the country, and enjoy money off your favourite retailers.

24/7 GP and counselling

Maintain a healthy outlook and mind set by talking to the experts whenever you need to.

Choose the cover that's right for you, wherever you are on your journey. Our Active plan is here to meet your needs. Use our comparison table to see all the benefits on your plan.

The Active plan is available to UK residents aged 18 to 79. Four of your children under 18 can be added at no extra cost and they'll share an annual benefit limit.

Level 1

Essential

£14
per month

  • £200 for muscle and joint care
  • £50 for podiatry treatments
  • £100 for health assessments
Level 2

Core

£21
per month

  • £275 for muscle and joint care
  • £75 for podiatry treatments
  • £300 for health assessments
Level 3

Premium

£30
per month

  • £350 for muscle and joint care
  • £100 for podiatry treatments
  • £350 for health assessments
Level 4

Enhanced

£45
per month

  • £500 for muscle and joint care
  • £150 for podiatry treatments
  • £500 for health assessments

Use the table below to compare the benefits and annual limits.

Physiotherapy, Osteopathy, Chiropractic and Acupuncture

If you suffer from aches and pains - from your neck and back to your joints and bones - you could benefit from one or all the above to support your body.

  • physiotherapy
  • osteopathy
  • chiropractic
  • acupuncture

Chiropody / Podiatry and Reflexology

Issues with your feet can impact your entire body, from your toes to your back, so it's important to take great care of them.

  • treatment supplied by a chiropodist or podiatrist, for example for ingrown toenails, corns, calluses and verrucas
  • assessments, for example gait analysis, performed by a chiropodist or podiatrist
  • consumables prescribed by and bought from the chiropodist or podiatrist at the time of treatment, for example orthoses, dressings
  • consultations with a podiatric surgeon.
  • Reflexology

Dental

Ensure your smile is healthy all year round by regularly visiting the dentist and hygienist. Cover includes: Check-ups, hygienist’s fees, fillings, crowns and dentures

  • dental check-ups
  • treatment provided by a dentist, periodontist or orthodontist
  • endodontic (root canal) treatment
  • hygienists’ fees
  • local anaesthetic fees and intravenous sedation
  • dental brace or gum-shield provided by a dentist or orthodontist
  • dental crowns, bridges and fillings
  • dentures
  • laboratory fees and dental technician fees referred by a dentist or orthodontist
  • dental X-rays
  • denture repairs or replacements by a dental technician.

Dental accident

Applies after you have been with us for 3 months.

This benefit is to help towards the costs of returning your oral heath to its pre-accident state following an accident.

  • restorative treatment to return your oral health to its pre-accident state if you receive medical or dental attention within 30 days of the accident
  • the standard NHS rate for one prescription (whether the prescription is an NHS or private prescription). The prescription must be written by a dentist or doctor. This does not cover Prescription Prepayment Certificates (PPC) or any medicine obtained using one.

Health assessment

This benefit is to help towards the costs of a detailed assessment of your health.

  • by a doctor registered with the General Medical Council (GMC) or
  • by a nurse registered with the Nursing and Midwifery Council (NMC) or
  • by a pharmacist registered with the General Pharmaceutical Council (GPhC)
  • at an establishment registered with the General Pharmaceutical Council (GPhC) or Care Quality Commission (CQC). For example, these could include a hospital, GP practice, pharmacy or health screening clinic. The doctor, nurse or pharmacist must hold a current licence to practise. The health assessment must include at a minimum (although it can include additional tests):
    • body composition measurement including height, weight (BMI) and body fat percentage
    • cholesterol or diabetes check, and
    • kidney or liver function test.
    • Blood pressure measurement

Optical

Make your eyesight and eye health a priority with regular eye tests.

  • sight-test fees, scans or photos for an eye test
  • fitting fees
  • prescribed lenses and accompanying frames for: - glasses - sunglasses - safety glasses - swimming goggles
  • adding new prescribed lenses to existing frames
  • glasses frames
  • contact lenses (including contact lenses paid for by instalment)
  • consumables supplied as part of an optical prescription, for example solutions and tints
  • repairs to glasses.

GP and Dietitian fees

Reimbursement of fees when you see a private GP or a Dietitian’s consultation fee plus help with the cost of vaccinations and inoculations. Important: In order to be able to practise in the UK dietitians must be registered with the Health and Care Professions Council (HCPC). GP’s must be registered with the General Medical Council (GMC).

  • consultation fees for a private consultation with a GP
    • General Medical Council’s specialist register (please see www.gmc-uk.org) or
    • General Dental Council’s dentist’s register (please see www.gdc-uk.org).
  • consultation fees for a private consultation with a dietitian
  • fees for vaccinations and inoculations from a GP or nurse

Prescription charges

Prescriptions issued by a GP or Dentist.

  • NHS prescriptions issued by a GP or a dentist
    • General Medical Council’s specialist register (please see www.gmc-uk.org) or
    • General Dental Council’s dentist’s register (please see www.gdc-uk.org).
  • NHS Prescription Prepayment Certificates (PPC)
  • Private prescriptions issued by a GP or dentist (this includes medicines prescribed by the GP service)

Diagnostic Consultation, Tests and Scans

If you're worried about some symptoms and want a private consultation you can claim back the cost against your diagnostic consultation benefit, up to your annual limit.

  • the fees for a diagnostic consultation that you have as a private patient. The consultation must be with a medical professional who is (or has been) a consultant in an NHS hospital or the Armed Services. The consultant post must be a substantive appointment (that is to say not as a locum). In addition, the consultant must hold a current licence to practise and also be included on the:
    • General Medical Council’s specialist register (please see www.gmc-uk.org) or
    • General Dental Council’s dentist’s register (please see www.gdc-uk.org).
  • blood tests or visual field tests directly connected to a diagnostic consultation
  • allergy tests performed by a GP or consultant (not tests or advice about nutrition or food intolerance).

Hospital

Cash amount when you are admitted to hospital, or staying overnight with your child. Up to 20 days/nights maximum, each policy year. Children will share the annual day/night limit. Pre-existing conditions are excluded for the first 12 months.

  • An admission to hospital as a day-patient for tests or treatment. A day-patient is a patient who is admitted to a hospital or day-patient unit because they need a period of medically supervised recovery but does not occupy a bed overnight. If you are admitted as a day-patient and then stay overnight, we will pay one night’s hospital cover (not one day and one night)
    • General Medical Council’s specialist register (please see www.gmc-uk.org) or
    • General Dental Council’s dentist’s register (please see www.gdc-uk.org).
  • An overnight stay in a hospital as an in-patient for tests or treatment. An in-patient is a patient who is admitted to hospital and who occupies a bed overnight or longer for medical reasons
  • Out-patient cancer treatment, for example chemotherapy or radiotherapy
  • an overnight stay in a hospital for one parent who has accompanied their child where the child is an in-patient for tests or treatment. Both the parent and child must be covered by the policy

New child benefit

A single payment for each child you have or adopt. Applies after you have been with us for 6 months. This benefit is not available on child cover.

Receive a single cash payment on the arrival of a new child born or adopted into your family.

  • the birth of your child
  • the legal adoption of a child by you or your partner. However, we will not pay new child payment if that child is already related to either you or your partner (for example if you adopt your partner’s child)
  • the stillbirth of your child after 24 weeks of pregnancy.

100% payback on all treatments (up to annual limits)

Worldwide cover wherever you are

Immediate cover on most of your benefits

Make your mark

Our health plans make it easy to get money back towards everyday health appointments and check-ups. Our online claims system is so simple to use, you can submit a claim in minutes.

1. Book your appointment as normal, attend, and pay

2. Submit your claim and receipt online, or send it by post

3. We'll review your claim and once approved, usually within 1-2 days, we'll pay you back

Tips and advice

Injury prevention

An injury can have detrimental effects to your training and motivation, especially when it’s unexpected. Whether you’re running two miles or 26.2, there are a number of ways you can prepare your body so you can stay at your personal best for longer. By wearing the right gear, properly warming your muscles, running softly and gradually increasing your speed and distance with every run, common running injuries like shin splints or Achilles tendinitis can be successfully avoided. Your Active Plan can give you money back on treatment from a physiotherapist or podiatrist. With no GP referral, if an injury occurs you can receive treatments sooner so you can recover quicker.

Training the right way

Are you running your first 5km? Training for a triathlon? Or just trying to wear in your first pair of trainers? No matter how far you run, training is key to your success. For you to be your personal best, you need training that suits your lifestyle and running goals. Depending on your running experience, training may range from two or three recreational runs a week to a strict diet and exercise plan with regular visits sports massages in preparation for race day. With your Active Plan you can even take your training across the globe by budgeting for necessary health treatments when you’re outside the UK.

Frequently asked questions

How else can I buy a policy?

You can give us a call on 0330 102 5356 to take out an Active plan. We are open 8am – 8pm Monday to Friday and 9am-5pm Saturday.

How and when does my claim get paid?

You can make a claim easily online or by post. We aim to pay approved claims within a few days and will let you know when your claim has been processed. It then takes 3-5 days for the money to reach your bank account.

How quickly can I claim?

You can make a claim as soon as you've had your appointment and paid for your treatment. If you use our online system it'll reach us the same day.

Can people on my plan be on different levels?

If you include your partner or children on your policy they must be added on the same level of cover as you.

Can I change my level of cover?

You can change your level of cover once during your policy year. If you are increasing your level of cover everyone covered on the policy must be aged 79 or under.

You can find out more about the different levels of cover we offer in our Policy Documents.

Can I share my allowance with other people on my policy if I don't use all of mine?

Unused amounts cannot be carried over to other people covered on the policy.

Policy Documents

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Saturday: 9am to 5pm

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Active plan

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Up to four children under 18 can be added free.

Call 0330 102 5356